Established in2003 in Shanghai, China UnionPay Data Services Co., Ltd (hereinafter referredto as CUP Data), a subsidiary of China UnionPay, is a leading outsourcing service provider nationwide specialized in account services.Currently, CUP Data has provided professional solutions including corecard-issuing systems, value-added products as well as consulting and dataanalytics services to over two hundred card issuers. In addition, the companyalso provides secure, stable and efficient operation service for hundreds ofmillions of bank cards.
CUP Data iscommitted to continuously create values for clients through innovative ITservice. The company’s card-issuing data processing service covers differenttypes of card including credit cards, debit cards, prepaid cards and offlinechip card accounts, which conforms to corresponding standards of ChinaUnionPay, VISA, MasterCard and other major card schemes. The self-developed CUPData Card-issuing Cloud Service Platform is the first cloud-based card-issuingsystem that fully owns independent intellectual property rights. This systemwas awarded the second prize of PBoC Science and Technology Development Awardin Banking Industry. Centered on core card-issuing systems, the company rollsout multi-scenario value-added products and various Internet financialsolutions such as credit scoring, collection, SMS and call center, aiming tosatisfy customized demands of clients. The company also provides credit cardconsulting and data analytics service based on clients’ needs, its richexperience and massive data resources.
CUP Data alwaysregards system and information security as its lifeline. It is the firstdomestic outsourcing service provider specialized in card-issuing dataprocessing that has passed Compliance and Security Inspection of CommercialBanks Bankcard System Technical Standards conducted by PBoC. After that, thecompany obtained PCI-DSS (The Payment Card Industry Data Security Standard)certification, SSAE16 certification, ISO9001 certification (quality managementsystem), ISO20000IT certification (service management standard), and ISO27001certification (information security management system). The company hasestablished a local disaster recovery center and a remote one which hasachieved Level 5 of national disaster recovery standard. CUP Data served as oneof the first council members of the Association of IT Outsourcing ServiceProviders in the Banking Sector, which was established by China BankingRegulatory Commission (CBRC). It is also under direct supervision of CBRC forits outsourcing services. Moreover, the company is one of the firstorganizations that supports cryptographic algorithm modification for financialchip cards.
In the future, CUPData will further fulfill its commitment of technology boots value of account. Guided bythe core values (Collaborative, Professional, Sincere, Conscientious) andworking principles (Proactive, Pragmatic, implementary, Responsible), CUP Data strives to attract more card issuers and quality resources in other industries and build a leading professional card-issuing platform nationwide. It aims to achieve win-win results by working with stakeholders and aim to be a world-leading account services expert .
In March 2002, with the approval of the State Council and the People's Bank of China, China UnionPay Co., Ltd. was established through the consolidation of 18 bank card information exchange centers and funded by 85 institutions. Headquartered in Shanghai, the company has since grown into a global payment network. As of 2024, UnionPay's acceptance network extends to 183 countries and regions worldwide, with over 2,600 member institutions both domestically and internationally.Since its establishment, under the leadership of the People's Bank of China, China UnionPay has collaborated with industry partners to successfully fulfill its historic mission of "network interoperability" and establish the independent "UnionPay" brand. It has played a significant role in serving economic and social development, improving people's livelihoods, enhancing financial services, and promoting the construction of China's modern payment system.China UnionPay has built strong brand influence and market competitiveness both domestically and internationally, becoming one of the world's top three bank card brands and one of the most internationally influential Chinese brands.
Vision
The leading digital account service and financial technology service expert
Mission
Technology for financial empowerment
Core Values
Collaborative Professional Sincere Conscientious
Working Principles
Proactive Pragmatic Implementary Responsible
CUP Data was founded.
Issued Plum Blossom Credit Card for Bank of Nanjing, which was the first bank card issued by CUP Data card issuing system, and also the first UnionPay standard credit card issued in China.
Issued Industrial Credit Card for Industrial Bank.
Issued Minsheng Credit Card for Minsheng Bank.
Provided disaster recovery and backup service to Export-Import Bank of China.
Number of cards issued surpassed 1 million.
Issued Huaxia Credit Cards for Huaxia Bank.
Completed the migration of credit card system of Pudong Development Bank from Singapore to Shanghai, which was the first successful migration of credit card system from abroad to home.
Number of cards issued surpassed 10 million November.
Issued Postal Savings Bank Credit Card for Postal Savings Bank of China.
Issued the first foreign bank credit card in China for Bank of East Asia, which was also the first UnionPay standard credit card issued by foreign banks in China.
CUP Data and Expresspay Card Commercial Co., Ltd. entered into an issuing outsourcing contract of prepaid cards.
CUP Data passed national information system security assessment.
CUP Data signed an outsourcing contract on transaction processing system of Qingdao social security card with China UnionPay Qingdao branch.
CUP Data and PCITC signed a technical service agreement on Sinopec fuel card upgrading.
CUP Data signed a prepaid card issuing outsourcing contract with China Railway & Banking Expresspay Co., Ltd.
CUP Data signed a PBOC2.0-standard chip card issuing outsourcing contract with Macau Pass.
CUP Data signed a prepaid card issuing outsourcing contract with Commercial Bank of Dubai, which was a breakthrough for the company’s international business.
CUP Data signed a credit card issuing outsourcing contract with Standard Chartered Bank.
CUP Date was elected as a council member of the Association of IT Outsourcing Service Providers in the Banking Sector.
Shanghai inter-hospital integrated payment service platform developed by the company went life, extending the company’s service reach to the healthcare industry.
Number of cards issued surpassed 100 million.
CUP Data hosted the first Lujiazui Forum on the Development of Regional Banks.
Number of cards issued surpassed 200 million.
CUP Data released Credit Card Development Index of Regional Banks.
CUP Data was under direct supervision of the China Banking Regulatory Commission for its outsourcing services.
CUP Data signed a contract with China’s MIIT on the R&D project of secure and reliable domestically-made chips for financial chip cards.
Total active credit cards 、total credit cards issued by CUP Data reached 100mn.
CUP Data established a wholly-owned subsidiary Shanghai Innovation and Data Information Technology Co., Ltd.
CUP Data Strategic cooperation with Jingdong Finance.
CUP Data Set up a Guangdong branch.
The total credit card issued by CUP Data exceeded 200 million.
The “JD Finance Co-branded Credit Cards” operated by CUP Data exceeded 1 million.
Become a director unit of China UnionPay E-commerce and electronic Payment National Engineering Laboratory.
Number of cards issued surpassed 600 million.
CUP Data's new-generation Credit Card Processing System went live successfully.
CUP Data and China CITIC Bank Credit Card Center signed a strategic cooperation agreement.
“Financial Digital Development Alliance” was formally established.
CUP Data’s first credit card digital operation product “CUP QuickPass Boundaryless Card” was released.
The opening ceremony of the 5G Messaging Lab of Financial Digital Development Alliance and the signing ceremony of strategic cooperation between CUP and ZTE were held in Shanghai .
CUP Data became the first member unit of the Financial Technology Professional Committee of the Pudong New Area Financial Industry Federation .
The effective number of credit card digital operation exceeded 1 million.
More than 100 million operating accounts of Internet consumer credit system.
Evaluation Guidelines for Digital Development of Consumer Finance and 5G Messaging Services - Technical Specifications for Bank Application, the organization standards led by CUP Data were released.
CUP Data entered into a cooperation agreement with the Big Data Development Center of the Ministry of Agriculture and Rural Affairs.
The number of China UnionPay Data’s consumer credit system clients has exceeded 100, with over 240 million active consumer credit accounts.
CUP Data 5G Message Bank Application was selected into the digital finance section of CCTV Financial Night "Annual Role Model of Financial Empowerment for High-Quality Development.
CUP Data participated in the 7th China International Import Expo.
The number of effective cards managed in credit card digital operation surpassed 2.5 million.
The number of effective Internet consumer credit loan accounts exceeded 300 million.
CUP Data, incubated by the market, has established itself as an industry leader through fierce competition and innovation. In a sense, CUP Data is China’s bankcard industry in miniature. The history of CUP Data not only reflects the take-off, development and maturity of this industry, but also reflects great efforts made by the company and its partners. With a strong edge in technical expertise, localized operation mode in business and enthusiasm for entrepreneurship, the company quickly develops itself into a leading outsourcing service provider specialized in card-issuing data processing in China. As of the end of 2025, UnionPay Data has 236 contracted-issuing clients. The total number of cards processed by our system has reached 694 million, with over 248 million credit cards. The average daily transaction volume has exceeded 480 million, with a daily transaction value of RMB 26.8 billion.
contact us
Address:China UnionPay Data Tower, No. 1899, Gutang Rd. Pudong New District, Shanghai.
Post code：201201
Tel：021-6106 8888
Fax：021-6106 6889
Beijing branch
Address: Room 1945, 19F, South Wing of Office Building in Zhuangsheng Plaza, No.10, Xuanwumenwai Street, Xicheng District, Beijing.
Post code: 100052
Tel: 010-6310 5181 / 6310 6509
Fax: 010-6310 7558
Guangdong branch
Address:Room. 4904B-06, Yuexiu Financial Tower, No. 28, the Pearl River East Road, Tianhe District, Guangzhou
Post code: 510660
Tel: 020-83629383
Fax: 020-83627157
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